Modern and secure
contactless payments.

Add true contactless payments to your POS solutions quickly and easily. SmartPay 21 is the best solution for mobile wallet support without a terminal.

Integrated payments.

Scan and Pay
SmartPay 21 generates a unique code for every bill. Print the code on a statement, or display it anywhere! Customers scan the code to make a payment.
Text and Pay
Use the notification feature in SmartPay 21 to send a text. Customers can click a link in the text to complete the payment.
Frictionless payments
No downloads to make a payment! Scanning a code, or clicking a link will open the mobile payment app in the mobile browser.

Retail

Move customers through retail lanes faster with SmartPay 21. Our POI web app instantly displays a unique pay code at checkout. Customers can complete the payment with a single click without downloading an app on their smartphone. SmartPay 21 is the fast and secure way to pay in retail.

Curbside

Take curbside payments as easily as in-store retail. The POI web app works on any mobile device and delivers a unique pay code for checkout. Customers only need line-of-site access to make a payment, so they can stay safely inside their vehicle with the windows up.

Ordering and Billing Services

SmartPay 21 works perfectly with mail, phone, and billing services. Use it to approve the amount, then capture it later when the order is fulfilled. SmartPay 21 supports multiple notification methods, making it easy to pay by SMS, email, or statement.

Field Services

Take SmartPay 21 anywhere! The POI web app can be used in the field to display the unique pay code for payment. Customers simply point their camera and click a button to complete payment. The service agent and customer are instantly updated when the bill is paid.

SmartPay 21 Web Apps

The two web applications included with SmartPay 21 will display the unique QR code, and take payment from the cardholder. There are no apps to download and install for the point-of-interaction (POI) or on the cardholder's mobile device.

Point of Interaction (POI)
Replace or include the POI application alongside legacy payment terminals. SmartPay 21 will instantly display a unique QR code when the customer is ready for checkout.
Mobile Payment App
Scanning the unique QR code launches the payment app in the mobile web browser. Cardholders complete the transaction using their mobile wallet, or by entering their payment information.

Deliver modern contactless payments.Integrate SmartPay 21.

The SmartPay 21 API is the easiest way to add modern, secure, contactless payments to your POS!

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